Large Balance Commercial Bridge Loan

The Funding You Need, WHEN You Need It

For projects that need to be completed in stages, it can be challenging to get secure financing all at once. Many times, there are gaps left while larger funds are still in the pipeline. Unfortunately, this means entrepreneurs have to hold off on taking action, or readjust timelines across the board. At Express Capital Financing, our goal is to offer bridge loan solutions to keep projects on track. We provide bridge financing to entrepreneurs across the country.

  • Loans from 1 Million to 20 Million
  • Nationwide
  • Commercial units and Mixed Use, Multifamily and Retail


Get preliminary approval for a Large Balance Commercial Bridge Loan

Simply complete the form using the link below, or call us at 718-285-0806:


OR fill out and return the following form:

Commercial Bridge Loan App $1MM+

Filling In The Gaps With Bridge Loans

Express Capital Financing is an active lender in commercial real estate, providing bridge capital for small and medium balance transactions.

Uses of proceeds include:

  • Quick close transactions
  • DPO financing
  • Debt refinancing and restructuring
  • Partner buyouts
  • Repositioning of transition assets requiring some renovation and TI/LC funds

Our bridge loans are tailored to meet your specific needs, and offer such features as:

  • Loan amounts between $1M-$20M
  • Nationwide Lender
  • Origination fee starting at 1.5 %
  • Interest only amortization
  • Time of essence issues
  • Partnership Buyouts
  • Distressed or Transitional borrowers (credit or liquidity issues, bankruptcy)
  • Bridge the seasoning gap for agency or CMBS takeouts
  • Terms up to 80 LTV

Interest rates on our bridge loans are structures around the value of the property used as collateral.

Documentation Required for Term Sheet

  • 3 Color Photos or Old Appraisal
  • Personal Financial Statement
  • 2021, 2022 & YTD Profit and Loss
  • Operating Agreement/By-Laws
  • Rent Roll (if applicable)
  • Purchase Sales Agreement (if purchase)
  • Hud-1 (if purchased in the last 3 years)
  • Resume / Background
  • List of Improvements Made / Required

Rates & Terms

Guildelines Criteria
Loan Type Senior first mortgage loans only
Loan Amount $1M
Maximum Term Up to 3 Years
Amortization Interest Only
Origination Fee 1.5% +
Loan to Cost Up to 90%
Stabilized Target Loan to Value
  • 60% Special Use
  • 75% Generic
  • 80% Multifamily
  • Nationwide Platform
  • 6 months minimum interest
  • Full or partial recourse to borrower
  • Interest reserves if no in-place cash flow available
  • No dark buildings, land deals or ground up construction
Property Types Multifamily, Retail, Mixed Used, Office Buildings, Industrial and Warehouse, Self-storage, strip centers
Minimum Credit Score 650 or higher
Liquidity/Net worth 15%/% 100% of loan amount
Rates 9.9%+


Documentation Required for Term Sheet

  • Detailed summary of loan request
  • Borrower track record
  • Current and/or Projected rent roll
  • Rehab budget
  • Purchase Contract (if available)
  • Personal Financial Statement
  • 3 score credit report (if available)
Rehab Budget Template
Track Record Template
Credit Authorization
Personal Financial Statement
Go to commercial bridge loan application

Get A Bridge Loan From Express Capital Financing

Keep your projects on track with the professionals at Express Capital Financing. Contact our team today at 718-285-0806 to discuss your financial needs, and put us to work for you to help you reach your goals.