APPLY NOW FOR A RENTAL 360 LOAN

Please complete the application on this page or download and fill out a paper application here:

Minimum loan amount $100,000

LOAN SIZE

• $100,000 to $2,000,000

LOAN TERMS

• 5 or 7-year hybrid
• 30-year amortization, 30-year fixed

PROPERTY TYPES

• 1-4 unit attached/detached properties
• PUDs
• Condominiums

LOAN PURPOSE

• Purchase
• Rate/term refinance
• Cash-out refinance

BORROWER

• Business entity
• Credit Score: Minimum 650

MINIMUM DSCR

• 1.2 (No DSCR Option Available)

MAX LTV

• Up to 75% for purchase, rate/term and cash-out refinance (720 score min. required)
• Up to 80% for purchase and rate/term (740 score min. required)

INTEREST RATES

• 5.5+%

CASH-FLOW REQUIREMENTS

• Qualifying income based on property cash flows
• Closing in less then 30 days
• Must have: own a primary home, 1 investment property, or hire a property manager

LOCATIONS

• Generally urban or suburban locations in primary, secondary, or tertiary markets.

Express Capital Financing is a direct lender. We provide funding solutions and are not constrained by the limitations of traditional lending institutions, so we can meet your needs for ventures of all sizes.