Who We Are

Express Capital Financing was founded by Father and Son, Martin and David Chera. With the knowledge and experience of Martin’s thirty plus years in the business industry, and David’s youthful ambition, this power duo was able to grow their company extensively in a short amount of time.

Our specialties include…

  • Fix and flip loans and working directly with the investors and developers
  • Small balance commercial mortgages
  • Bridge loans
  • Tailored solutions which include in-house expertise, underwriting and placement teams
  • Implementing today’s technology to create an easy streamline process for our borrowers

Within a few months of Express Capital Financing’s introduction to this industry, we were lending on our own balance sheet and were successfully closing over $10 million in funding a month. Thanks to our loyal client base we have since grown to lending over $30 Million a month and continuing to grow and support our investors and clients.

Express Capital Financing is a direct nationwide lender of bridge/hard money financing as well as small and large balance commercial mortgages.

At Express Capital Financing our advisors engage in a solutions-focused, consultative approach. We understand each client’s specific needs and goals and present the best approach to satisfy the client’s requirements. Express Capital Financing possess a unique market knowledge that is critical in today’s complex and volatile environment. Express Capital Financing’s integrity, relationships and our determination are uniform in every transaction in which we participate.

Our Team

Our team will always be there to help you and your business.

Loan Officers

Martin Chera
President
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    David Chera
    Senior Vice President
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      Max Chera
      Managing Partner
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        Simon Rishty
        Loan Officer
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          Michael Young
          Correspondent Lending Director
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            John Sotiropoulos
            Loan Officer
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              Steven Scorsone
              Loan Officer
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                Becky Kromminga
                Loan Officer and Houston Development
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                  RJ Dillon
                  Loan Officer
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                    Gregory Hilt
                    Loan Officer
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                      Duncan Kaja
                      Loan Officer

                        Admin

                        Natasha Rampersaud
                        Loan Processor
                          Matt Gulley
                          Loan Processor
                            Jim Lam
                            Loan Processor
                              Carlos Ramos
                              Broker Liaison & Social Media
                                Kar Lee
                                Administrative Assistant
                                  Chaya Souid
                                  Closing Coordinator