Donald Jones
Loan Officer
Need a loan fast? Want more info on our lending options? Call or email our Loan officer, Donald anytime! He's ready to talk about your opportunity and find the best options for you.
About Donald
Over the past nearly three decades, Donald Jones has demonstrated unwavering dedication to the mortgage industry, collaborating with some of the top lenders in the business. As the top wholesale professional for the industry’s largest lender, Donald’s commitment to excellence is more than just a statement—it’s reflected in his proven track record. He thrives on turning challenges into successes, ensuring that every project not only meets but exceeds expectations. In the dynamic and fast-paced mortgage industry, Donald has consistently demonstrated the tenacity and expertise necessary to navigate complexities and overcome any hurdle, adhering to a simple yet powerful approach: no one works harder to get a project across the finish line than he does.
For Donald, the ultimate accolade is a closed transaction, symbolizing the relentless effort, extensive knowledge, and personalized service he brings to every deal. If you’re in search of a professional who understands the nuances of the mortgage landscape and is dedicated to achieving results, Donald Jones is the person you’re looking for. He is committed to turning transactions into profits, ensuring that success isn’t just an option; it’s the only outcome he strives for. With Donald, your success is not just anticipated but guaranteed, as he works tirelessly to ensure your projects not only succeed but flourish.
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Compare Our Loan Programs
Whether you’re looking for capital for a Fix & Flip, Rental, or Commercial property, we have a program to meet your needs.
nt_header_0 | Fix & Flip Loans |
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Project Type | 1-4 Unit Residences, Condominiums, Townhomes |
Loan Amount | $75,000 – $5,000,000 |
Loan To Value (LTV) | Up to 90% |
Rent Coverage Ratio | Not Applicable |
Loan Term | 12-36 Months |
Interest Rate | Starting at 9.99%+ |
Rehab Financing | 100% |
Proceed Usage | Puchase, Refinance, Renovation, Bridge, Cashout |
Those Who Qualify | US Citizens, Foreign Nationals, Permanent Resident Alien |
Minimum Credit Score | 620 (Lower is case-by-case) |
Points | 2%+ |
nt_header_0 | Ground Up Construction |
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Project Type | 1-4 Unit Residences, Condominiums, 5+ Unit Multi Family |
Loan Amount | $75,000 – $5,000,000 |
Loan To Value (LTV) | Up to 90% LTC |
Rent Coverage Ratio | Not Applicable |
Loan Term | 12-36 Months |
Interest Rate | Starting at 9.99%+ |
Rehab Financing | 100% |
Proceed Usage | Puchase, Refinance, Renovation, Bridge, |
Those Who Qualify | US Citizens, Foreign Nationals, Permanent Resident Alien |
Minimum Credit Score | 620 (Lower is case-by-case) |
Points | 2%+ |
nt_header_0 | Multi Family/Mixed Use Bridge Loans |
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Project Type | Multi Family (5+), Mixed Use |
Loan Amount | $500,000 – $40,000,000 |
Loan To Value (LTV) | Up to 80% |
Rent Coverage Ratio | 1.1x |
Loan Term | 12 to 36 Months |
Interest Rate | Starting at 9%+ |
Rehab Financing | 100% |
Proceed Usage | Puchase, Refinance, Cashout |
Those Who Qualify | Experienced or Newbies to Real Estate |
Minimum Credit Score | 650 (Lower is case-by-case) |
Points | 2%+ |
nt_header_0 | Large Balance Bridge Loans |
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Project Type | Apartments, Single-Use, Office, Light Industrial/Warehouse, Retail, Mixed Use Buildings |
Loan Amount | $1,000,000 – $30,000,000 |
Loan To Value (LTV) | Up to 80% |
Rent Coverage Ratio | 1.1x |
Loan Term | Up to 36 Months |
Interest Rate | Starting at 9.9%+ |
Rehab Financing | 100% |
Proceed Usage | Puchase, Refinance, Cashout |
Those Who Qualify | US Citizens, Foreign Nationals, Permanent Resident Alien |
Minimum Credit Score | 650 (Lower is case-by-case) |
Points | 2%+ |
nt_header_0 | DSCR |
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Project Type | Single Family Residential, Multi-Family (2-4 Units), Condominiums, Townhomes |
Loan Amount | $75,000 – $3,000,000 |
Loan To Value (LTV) | Up to 80% |
Rent Coverage Ratio | 1.0x (No DSCR Available) |
Loan Term | 5/30, 7/30, 10/30, Fixed 30/30 |
Interest Rate | Starting at 7.25%+ |
Rehab Financing | Not Available |
Proceed Usage | Puchase, Refinance, Cashout |
Those Who Qualify | US Citizens, Foreign Nationals, Permanent Resident Alien |
Minimum Credit Score | 650 |
Points | 1%+ |
nt_header_0 | DSCR Portfolio |
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Project Type | Single Family Residential, Multi-Family (2-4 Units), Condominiums, Townhomes |
Loan Amount | $250,000 – $50,000,000 |
Loan To Value (LTV) | Up to 80% |
Rent Coverage Ratio | 1.0x |
Loan Term | 5/30, Fixed 30/30 |
Interest Rate | Starting at 8%+ |
Rehab Financing | Not Available |
Proceed Usage | Puchase, Refinance, Cashout |
Those Who Qualify | US Citizens, Foreign Nationals, Permanent Resident Alien |
Minimum Credit Score | 660 |
Points | 1%+ |
nt_header_0 | Lite Doc Commercial Mortgages |
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Project Type | Apartments (5-21+ Units), Industrial, Warehouse, Multi Family, Shopping Centers, Offices, And Many More.. |
Loan Amount | $100,000 – $50,000,000 |
Loan To Value (LTV) | Up to 80% |
Rent Coverage Ratio | 1.2x |
Loan Term | 5/7/10/15 or 30 Years |
Interest Rate | Starting at 7%+ |
Rehab Financing | Not Available |
Proceed Usage | Puchase, Refinance, Unrestricted Cashout |
Those Who Qualify | US Citizens, Foreign Nationals, Permanent Resident Alien |
Minimum Credit Score | 650 |
Points | 2%+ |
nt_header_0 | Full Doc Commercial Mortgages |
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Project Type | Multi Family, Mixed Use, Retail, Self-Storage, Wharehouse, Light Industrial and other commercial assets |
Loan Amount | $100,000 – $75,000,000 |
Loan To Value (LTV) | Up to 75% |
Rent Coverage Ratio | 1.25x |
Loan Term | 3/5/7/10/12/15/18, or 25 Year |
Interest Rate | Starting at 6.25%+ |
Rehab Financing | Not Available |
Proceed Usage | Puchase, Refinance, Unrestricted Cashout |
Those Who Qualify | US Citizens, Foreign Nationals, Permanent Resident Alien |
Minimum Credit Score | 650 |
Points | 2%+ |
Why Choose Express Capital Financing
Quick Funding
Get fast, reliable financing to seize opportunities with unmatched speed.
Maximum Leverage
Maximize your real estate portfolio effortlessly with higher leverage.
Unmatched Flexibility
Enjoy tailored loans that flexibly adapt to your needs and goals.
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Insights & Resources
From powerful deal calculators that demystify complex financial scenarios to thought-provoking blogs that unravel industry trends, from exclusive events and webinars to our trusted affiliate partners – this is your go-to hub for staying ahead and making informed decisions in real estate.
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Insights & Resources
From powerful deal calculators that demystify complex financial scenarios to thought-provoking blogs that unravel industry trends, from exclusive events and webinars to our trusted affiliate partners – this is your go-to hub for staying ahead and making informed decisions in real estate.
Affiliate Partners
Find out more
FAQ
We know how challenging it can be for landlords and commercial property owners/investors to secure funding for real estate. At this time, we only provide financing to commercial clients/investors who are LLCs and corporations for nonowner-occupied properties.
We provide funding nationwide, with the exception of the following states: Nevada, South Dakota and North Dakota
Our closing process can be as short as 7 days. After the first deal is in, we can close in 5-7 days. Our processing clock starts from the initial point of contact.
We do not provide 100 percent funding on all deals. We provide 100 percent financing for rehab expenses. For purchase contracts, we provide up to 90 percent in funding. On rehab properties, we provide financing based on the after-rehab value (ARV). Rehab borrowers can receive 75% of their property’s ARV.Â
Costs that borrowers are expected to cover themselves include any over budget expenses for rehab properties, loan interest and settlement fees.
The application process is fast and simple. Ideally, we expect potential borrowers to include in their loan application a deal summary, proposed scope of work and purchase contract.Â
Depending on the deal, we may also ask for property comparisons. We’ll review your application and contact you right away to discuss your investment opportunity and inform you about lending requirements and borrower expectations.
We do not require any money from you upfront. Appraisals are required for all approved applications. You do not pay any fees until you receive our terms and conditions sheet regarding your deal.
We know that real estate deals are time-sensitive matters. We encourage you to complete the prequalification process to know exactly where you stand with us. Our loan experts do not believe in wasting your time or giving you the runaround.Â
Once you complete the prequalification/preapproval process, you’ll hear back from us within 24 hours. Our loan professionals speak to and meet with all borrowers before closing.
If you have a question that is not answered here or on our full FAQ page, or you are ready to apply to get the funds you need right away, contact us at Express Capital Financing to let us know. We’ll be more than happy to address your concerns, and clear up any confusion you may have and get your funding underway.