DSCR Portfolio Loans: Consolidate Your Financing. Streamline Your Portfolio.
Investing in multiple properties? Our DSCR Portfolio Loans provide you with the ideal solution for financing all your properties, with just one loan, one closing, and one payment. Experience the power of financing all of your properties without having to go through multiple lenders and close on multiple loans.
Our customized DSCR Portfolio loan gives you the flexibility to fund multiple investment properties. With our DSCR Portfolio Loan, you have the freedom to explore all the possibilities and customize your financing according to your investment strategy. Whether you're looking to purchase single-family residential rentals, 2-4 unit residential properties, condos, or townhomes our DSCR Portfolio loan is designed to meet your needs.
Our Unique DSCR Portfolio Loan Offerings
- Nationwide lending coverage
- Asset-based loans up to 80% for purchase price and rate-and-term refinancing, 75% for cash-out refinancing
- Quick closing, in as little as 3 weeks
- In-house underwriting, funding, and draws
- No income verification or tax returns required
- Extended amortization, exceeding traditional bank constraints
- Limitless investment opportunities with flexible financing solutions
- Flexible prepayment penalty options
Our DSCR Portfolio Loan Terms
Get the financing you need on your rental property. Whether you're looking to finance a single-family residential rental, 2-4 unit residential properties, condos, or townhomes, we've got you covered. Our transparent and flexible terms cater to your needs with underwriting based on your property's cash flow, not your personal income.
DSCR Portfolio Loan Overview
Seamless DSCR Portfolio Loan Financing Starts Here
Experience ease, simplicity, and transparency in your real estate investment properties through Express Capital Financing's DSCR Portfolio Loan program. Our application process, from initial consultation to final funding, is meticulously tailored for straightforward success. Navigate the complexities of managing rental properties with confidence, backed by our streamlined financing solutions.
Discuss Your Deal and Goals
Connect with your dedicated loan officer to discuss your unique project and financial objectives.
Customized Loan Quote
We’ll prepare a personalized loan quote, crafted specifically for your project, so it aligns perfectly with your goals.
Document Collection and Review
Our streamlined process involves collecting and reviewing the necessary documentation, making the paperwork hassle-free for you.
You’ve Secured Funding
It’s time to get excited about your project becoming a reality with Express Capital Financing.
Apply Now
Why Choose Express Capital Financing For Your Next Rental Property?
Discover unparalleled flexibility with Express Capital Financing's DSCR Portfolio Loans. We prioritize your property's cash flow, not your personal income, offering unique solutions for investors with varying credit scores, property types, or unconventional financial situations. Each loan is individually assessed, delivering personalized structures that align with your specific needs.
Quick Funding
Get fast, reliable financing to seize opportunities with unmatched speed.
Maximum Leverage
Maximize your real estate portfolio effortlessly with higher leverage.
Unmatched Flexibility
Enjoy tailored loans that flexibly adapt to your needs and goals.
Try Our DSCR Calculator
Ideal for those seeking steady monthly cash flow, our DSCR calculator caters to diverse asset types—be it residential or commercial. Whether you're acquiring properties for rental income or exploring BRRR opportunities, this calculator delivers key insights like monthly and annual payments, down payment, estimated closing cost, cash to close, cash flow, and cash on cash return.
DSCR Portfolio Loan Success Stories
Explore firsthand accounts, success stories, and testimonials that showcase the effectiveness of our DSCR Portfolio loans. Our customers have experienced the power of our investor-friendly terms, efficient funding, and unwavering support, resulting in successful and profitable rental property investments.
DSCR Portfolio Loan FAQs
While both DSCR Portfolio Loans and DSCR Loans consider property cash flow for eligibility, they differ in scale. A DSCR Loan typically involves a single property, evaluating its debt service coverage ratio to determine loan approval. On the other hand, DSCR Portfolio Loans extend to multiple properties, allowing investors to leverage the combined cash flow of a portfolio for financing, providing flexibility and efficiency for larger investment strategies.
Qualifying for a DSCR Portfolio Loan involves demonstrating a strong debt service coverage ratio (DSCR) across your investment property portfolio. Lenders assess your portfolio's ability to cover loan payments, considering rental income and operating expenses. Key factors include a stable rental history, property value, and financial stability. By showcasing a robust DSCR and a well-managed portfolio, investors can secure financing for diverse real estate investments through Express Capital Financing's DSCR Portfolio Loan program.
Applying for a DSCR Portfolio Loan with Express Capital Financing is a straightforward process. Begin by submitting an application so you can connect with your dedicated loan officer to discuss your unique investment portfolio and financial goals. Our team will then provide a customized loan quote tailored to your specific needs. Once you're ready to move forward, our streamlined process ensures a hassle-free experience, involving the collection and review of necessary documentation.