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About Express Capital Financing

We redefine the lending experience for investors by combining a dedication to excellence, unparalleled expert support, and a diverse range of competitive loan programs tailored to meet your unique needs.

Our Story

Established by Martin, David, and Max Chera, Express Capital Financing is a family-operated direct lender with expertise in providing asset-based loans to investors nationwide. As one of the industry's fastest-growing nationwide lenders, we are dedicated to meeting the unique needs and goals of investors in today's dynamic environment. Our track record includes assisting thousands of investors across the country in securing the funding necessary to expand their real estate portfolios.

What Sets Us Apart


Customized Solutions

Your investment goals are unique, and so are our financing options. From fix and flip loans to ground-up construction, we provide bespoke solutions that align with your specific needs.


Expert Guidance

Backed by years of experience, our seasoned team understands the intricacies of real estate investment, offering valuable insights throughout the financing process.


Investor-Focused Partnerships

More than lenders, we are your partners in success. Our investor-focused approach ensures that your financial journey aligns seamlessly with your goals, unlocking your true investment potential.

Simple and Effortless

Simple and Effortless Process

Our streamlined and straightforward financing experience ensures a hassle-free journey from application to funding, providing you with peace of mind as you navigate your real estate investments.

Meet the Team

Meet our team of experts who will go above and beyond to ensure you get the attention and guidance you need to succeed.



Martin Chera


David Chera

Senior Vice President

Max Chera

Managing Partner

Loan Officers

Simon Rishty

Loan Officer

Ben Shrara

Loan Officer

John Sotiropoulos

Loan Officer

Steven Scorsone

Loan Officer

Gregory Smalley Sr.

Senior Loan Officer

Ryan Lo

Loan Officer

Michael Young

Loan Officer

Donald Jones

Loan Officer

Back Office

Carlos Ramos

Pricing Manager

Real Testimonials, Real Success Stories

Discover the impact of Express Capital Financing through the eyes of those who have experienced the power of our investor-friendly terms, efficient funding, and unwavering support, resulting in successful and profitable real estate investments.

Join Our Team at Express Capital Financing

Explore Our Career Opportunities

Explore exciting opportunities to grow professionally, make an impact, and build a rewarding career. Take the next step in your professional journey with Express Capital Financing.

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