Overview: 

The Loan Processor position is a permanent, full-time role aimed at gathering, organizing, and tracking the documentation necessary for Express Capital Financing’s commercial real estate loans. The loan processor will be in direct communication with organization leaders.

Loan Processor Duties:

• Determine required documentation and deadlines for loans and transactions
• Complete loan applications and assist borrowers until the Letter of Interest is signed
• Maintain knowledge of Express Capital Financing’s loan programs
• Manage multiple loans in our pipeline
• Maintain communication with clients, loans officers, and underwriters to ensure all parties receive the best service
• Represent Express Capital Financing to active and potential customers, resellers, and partners
• Provide timely and accurate responses to clients and staff members
• Generate and maintain performance reports and analytics
• Promote Express Capital Financing’s philosophy or constant improvement, respect, honesty, and efficacy

Role Qualifications:

• Minimum 3 years experience processing loans
• Proficiency with Microsoft Office (Word, Excel, Outlook)
• Knowledge of various lending products including commercial real estate
• Knowledge of income ratios and debt service coverage
• Professional communication skills (written, phone)
• Team player
• Highly organized with a focus on detail and prioritization

Express Capital Financing is an equal opportunity employer. Accommodations may be made to assist individuals with disabilities to perform the functions required.

Experienced Sales Rep/Loan Officer

Job Function

Loan Officer

Express Capital Financing is seeking an inside ambitious Loan Officer for our growing nationwide lending company, that provides financing to help anyone grow their wealth or business in real estate.

Must have excellent, selling, communication, negotiation and interpersonal skills. Must have minimum 1 year experience in Real Estate or Finance. Must verify experience.

The Loan Officer will work directly with the borrower to establish their needs, identify a program that fits those needs, and qualify them. Express Capital Financing is a direct nationwide lender of Bridge Loans, Hard Money Financing as well as Commercial Mortgages.

We would like to invite you to an interview to discuss the job requirements and learn more about you. At this interview you will be meeting with Martin Chera, President, Express Capital Financing.

We are looking forward to discussing this position with you.

Our Platform for success includes:

• Fix & Flips Loans
• Hard Money / Bridge Loans
• In-house underwriting no overlays or junk fees.
• In-House Marketing / Advertising Department
• Professional In-house training (Entry to Advance Levels)
• Real Growth Opportunity
• Back office training and support (sales & servicing) for all our Loan Officers 24X6
• Weekly Power Hour discussing sales & closing techniques to assist Loan Officers in growing their revenues.

Responsibilities:

• Knowledge and clear communication of all Express Capital Financing products and services.
• Build business relationships and referral partnerships that generate leads.
• Follow up on leads generated through Express Capital Financing’s marketing program.
• Loan origination and oversight of processing and underwriting.
• Collection and analysis of financial and credit data to assess customer need and identify the appropriate program.
• Follow up servicing after closing.

Experience/Skills:

• Minimum 1 year of successful, documented and proven closing experience required.
• Effective communication ability including strong presentation, telephone and email skills.
• Strong analytical and problem solving skills.
• Ability to handle a pipeline of 30-50 loans efficiently.
• Proficient in Microsoft Office. (Word, Excel, Google Drive)
• General Real Estate and or lending experience; either in mortgage, private lending, commercial lending, or residential/commercial real estate brokerage preferred.
• No license needed since we lend private money to entities.

Compensation:

• Salary with min loan revenue quota, or small salary with a commission, or highest commissions earned and No salary
• Six figure or more income Industry.
• Leads provided daily for qualified in-house originators.
• Close loans in 72 hours!
• Residual income opportunity. Customers are repeat borrowers.

We are looking for candidates who have:

• Interest in building a lucrative career in professional financial sales.
• Ability to develop and maintain client relationships
• Outgoing professional personality
• Exceptional selling skills and ability to overcome objections to close business
• Exceptional phone and email communications (social media prowess is a plus!)
• Excellent written and verbal communication skills
• Ability to take initiative, prioritize, and manage time effectively
• Strong work ethic
• Reliable transportation.

Please note: 
– This is not a remote position.
– We do require office attendance, and networking at local real estate events.
– Meeting investors at networking events and other channels.
– Capability and desire to meet/greet bankers/ realtors once a week for their business, and present to them.
– Non Bank direct mortgage lender (Non Qm)