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Earn Fixed Income By Investing In Real Estate Loans

Maximize your returns with minimal risk by investing
in Express Capital Financing's first-lien bridge loans.

Why Investors Choose Express Capital Financing

We pride ourselves on offering investment opportunities that outshine typical mortgage funds. Our fund structure is carefully
crafted to provide investors with a competitive edge, offering superior returns and benefits without any management fees.

10 to 13%

Preferred Returns

14-16%

Target Annual Return

0%

Management Fees

18-Months Minimum

Lock-Up Period

Monthly

Distributions

Advantages Of Investing In Express Capital Financing's Fund

Security of
Real Estate

Capitalize on the secure and tangible nature of real estate investments, providing stability and returns for smart investors.

Maximize Returns with High Yeild and Fixed income

We focus on generating attractive returns through our carefully selected real estate projects, offering investors consistent and lucrative cash flow.

Low-Risk Operating Model

Express Capital Financing retains no liability if the loan doesn't perform, providing investors with enhanced protection and peace of mind.

Trusted by Over 2,000 Happy Clients

Company Background

Founded in 2016 by Martin, David and Max Chera, Express Capital Financing is a trusted, family‑operated direct lender with a nine‑year track record of proven performance. In that time, the company has proudly originated over a billion dollars in loans, a testament to our industry know-how and commitment to excellence.

Express Capital Financing sets itself apart with its unwavering dedication to high-touch service. By understanding each investor's goals and providing personalized financing solutions, the company boasts a high percentage of repeat borrowers-nearly 70%. This loyal client base speaks volumes about the trust and satisfaction the company consistently delivers.

Trusted Track Record of Success

With two highly successful friends and family raises already under our belt, we have a proven track record of delivering on our promises. Every investor in our previous funds has received their principal along with impressive returns.

We are proud to present our third and most exciting raise yet. As its first registered 506C fund, it represents a new chapter in Express Capital Financing's journey-one that prioritizes transparency, compliance and most importantly, the financial success of its investors.

As Seen In

Real Testimonials, Real Success Stories

Discover the impact of Express Capital Financing through the eyes of those who have experienced the power of our investor-friendly terms, efficient funding, and unwavering support, resulting in successful and profitable real estate investments.

Meet Our Team

With decades of collective knowledge and experience in real estate finance, our experts bring unparalleled expertise to every transaction.

Martin Chera

President

David Chera

Senior Vice President

Max Chera

Managing Partner

Schedule Your Custom Investment Consultation

Complete the form below and secure a one-on-one call to explore the potential of our 506(c) fund

Disclaimer

The statements contained on this website do not constitute an offer to sell or a solicitation of an offer to buy any securities of ECF Mortgage Fund I LLC (the “Company”). Investments will be offered exclusively to verified accredited investors, as defined under Rule 501 of Regulation D, pursuant to SEC Rule 506(c) of the Securities Act of 1933. Sales of any securities will be made only through the Company’s definitive Offering Documents, which include the Private Placement Memorandum, Operating Agreement, and Subscription Agreement. Targeted returns and preferred returns mentioned on this website are not guarantees of actual performance. Actual investor returns may vary and are subject to fund performance, borrower repayment, market conditions, and other risks. Preferred returns are only paid from available distributable cash and are not guaranteed. Any examples, case studies, or performance illustrations are for informational purposes only and may not reflect actual fund results. Past performance is not indicative of future performance. Forward-looking statements reflect current assumptions and expectations and involve risks and uncertainties. There is no assurance of future deal flow, capital preservation, or expected returns. This website may contain general solicitation and advertising as permitted under Rule 506(c); however, no investment will be made without prior accredited investor verification. This communication does not constitute a public offering of securities in any jurisdiction.

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