Rental 360 Sean Shanahan

APPLY NOW FOR A RENTAL 360 LOAN

Please complete the application on this page or download and fill out a paper application here:

Minimum loan amount $100,000

LOAN SIZE

  • $100,000 to $3,000,000

LOAN TERMS

  • 5 or 7-year hybrid
  • 30-year amortization, 30-year fixed

PROPERTY TYPES

  • 1-4 unit attached/detached properties
  • PUDs
  • Condominiums (Warrantable/non warrantable)

LOAN PURPOSE

  • Purchase
  • Rate/term refinance
  • Cash-out refinance

BORROWER

  • Business entity
  • Credit Score: Minimum 650
  • Foreign Nationals Okay

MINIMUM DSCR

  • 1.2 (No DSCR Option Available)

MAX LTV

  • Up to 80% for Purchase and Rate & Term Refinances
  • Up to 75% for Cash Out Refinances

INTEREST RATES

  • Starting at 4%+

CASH-FLOW REQUIREMENTS

  • Qualifying income based on property cash flows
  • Closing in less then 30 days
  • Must have: own a primary home, 1 investment property, or hire a property manager

LOCATIONS

  • Generally urban or suburban locations in primary, secondary, or tertiary markets.

Airbnb:

  • Up to 80% LTV on Purchases
  • Up to 70% LTV on Refinances and Rate and Term
  • Need operating income for at least 1 year
  • 100k minimum population by county

Express Capital Financing is a direct lender. We provide funding solutions and are not constrained by the limitations of traditional lending institutions, so we can meet your needs for ventures of all sizes.

Rental 360 Loan Application

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