Hard Money Loans for NYC Commercial Real Estate

Hard Money Loans for NYC Commercial Real Estate

Commercial real estate projects in New York City rarely get completed all at once. Investors need to do planning, get permits, line up contractors and construction companies, and much more. Yet even though projects frequently progress in stages, there are immediate costs that crop up along the way. To avoid delays and keep your projects on track, Express Capital Financing offers hard money loans in NYC.

Our hard money loans provide New York City commercial real estate investors with the funding they need to fill in any gaps in financing so they can cover more immediate costs. Hard money loans are regularly used for:

  • NYC commercial real estate acquisitions and renovations
  • Multistage construction projects
  • Rehab and build-outs on NYC properties
  • Partnership buyouts
  • DPO financing
  • Debt refinancing and restructuring
  • Time-sensitive funding needs
  • Covering the seasoning gap for CMBS or agency takeouts
  • Repositioning of transitional assets requiring renovation and TI/LC funds


Get preliminary approval for a Hard Money Loan

Simply complete the form using the link below, or call us at 718-285-0806:


OR fill out and return the following form:


Hard Money Loans for NYC Property Investors

Express Capital Financing offers hard money loans designed specifically for NYC commercial real estate markets. Our hard money loans feature:

  • Loan amounts ranging from $1 million to $40 million
  • Up to 80 percent LTV
  • Origination fees as low as 1 percent
  • Interest-only amortizations
  • Accessible to distressed or transitional borrowers (credit or liquidity issues, bankruptcy)
  • Interest structured around the value of the property used as collateral

Qualifying for NYC Hard Money Loans

Express Capital Financing has made the application process for hard money loans as simple and easy as possible for entrepreneurs in New York City. Applicants with a minimum credit rating meet the basic requirements, and our team can expedite the process to ensure you get the funding you need when you need it. Unlike traditional lending channels, Express Capital Financing cuts through the red tape because we know how important it is to adhere to timelines for commercial real estate investors in New York City.

Documentation Required for Term Sheet

  • Personal Financial Statement
  • YTD Profit and Loss
  • Purchase Sales Agreement (if applicable)
  • HUD-1 (if purchased in the last 3 years)
  • 3 Color Photos or Old Appraisal
  • Operating Agreement/By-Laws
  • List of Improvements Made (required)
  • Intake Form (required)
  • Rent Roll (if applicable)

Hard Money Loans and Property Types

Express Freight Financing’s hard money loans can be applied to a wide range of property types throughout New York City, including

  • Retail
  • Office space
  • Multifamily
  • Industrial
  • Assisted living
  • Warehouses
  • Assisted living
  • Flagged hotels and motels
  • Self-storage
  • Mixed use
  • Shopping centers

Get A Hard Money Loan From Express Capital Financing

At Express Capital Financing, we provide funding solutions for transactions and projects of all shapes and sizes throughout New York City. Whether you are renovating your first property, taking on a large construction project, or anything in between, our team will work with you to ensure you get the financing you need. To learn more about our hard money loans for New York City, contact our office today.