Join Our White Label Broker Program and Lend with Confidence
Close loans with ease and under your brand, while we take care of the capital. Let us manage the financials so you can focus on building lasting relationships with borrowers through personalized loans.
- Set transparent loan prices with our intuitive pricing tool.
- Solidify borrower relationships by offering loans under your brand.
- Take control of loan files and pricing decisions for a personalized touch.
- Promote your brand and establish yourself as a trusted lender.
Take control, build relationships, and promote your brand without the risk
By joining our White Label Broker Program, you’ll seamlessly transition from broker to lender while keeping your brand front and center in every client interaction. With us handling the funding, you can focus on what truly matters - growing your business. By tapping into our resources and support, you can present loans as your own exclusive products, boosting your brand's reputation and credibility.
Apply for our White Label Broker Program today and enjoy:
- Risk-free transition to lender
- Building trust with personalized loans
- Competitive pricing on every loan
- Comprehensive back-office support
- Building your brand with personalized documents
About the Program
Our White Label Broker Program makes transitioning from broker to lender seamless. You'll have the power to engage directly with borrowers, set pricing, and prevent lender interference, giving you unparalleled control so you can build strong client relationships.
We take on the funding and risk as the lender, freeing you from capital investment constraints and giving you greater control over your business, so you can focus on growing and strengthening your brand.
From comprehensive tools, exclusive branded materials, and a dedicated support team, we provide White Label Brokers with all the resources necessary to succeed.
Explore the Benefits of Our White Label Broker Program
Take Control of Pricing
With our pricing tool, you can effortlessly access competitive pricing on every loan, saving you time and reducing back-and-forth communication.
Build Your Brand
Present loans under your brand name, enhancing your visibility and credibility in the market without risking your own capital.
Improved Efficiency
Gain better control over loan files and funding processes to streamline operations and increase productivity.
Expert Support
and Resources
As part of our White Broker Program, you gain access to a suite of additional resources and support beyond just the funding process. Our experienced team of underwriters, closers, and draw department specialists are here to help streamline your process and minimize roadblocks. Join our White Label Broker Program to get access to exclusive benefits and invaluable tools waiting for you.
Experienced
Underwriting Team
A team of seasoned underwriters ensures each loan application is reviewed meticulously, guaranteeing a seamless and efficient process.
Comprehensive
Closing Support
Our experienced closing team expertly manages every detail, guaranteeing that loans breeze through to the closing table with ease.
A Dedicated Draw
Department
Get the support you need for fund disbursement during construction or reenovation, working hand in hand with our specialized draw department for precise and prompt processing.
Reliable File
Processing Backup
While you manage your files, consider our team as your trusty backup, standing ready to notify you of any required documents and help keep things moving forward smoothly.
Effortless
Closings
Experience the power of collaboration with our closing team, working hand in hand with you to bring files to closure efficiently and effectively.
Here’s What a Few of Our Partners Have to Say
Why Brokers Choose to Partner with Express Capital Financing
We offer a comprehensive suite of loan programs with competitive rates, high leverage, and personalized structures—all backed by our trusted expertise and fast funding solutions.
nt_header_0 | Fix & Flip Loans |
---|---|
Project Type | 1-4 Unit Residences, Condominiums, Townhomes |
Loan Amount | $75,000 – $5,000,000 |
Loan To Value (LTV) | Up to 90% |
Rent Coverage Ratio | Not Applicable |
Loan Term | 12-36 Months |
Interest Rate | Starting at 9.99%+ |
Rehab Financing | 100% |
Proceed Usage | Purchase, Refinance, Renovation, Bridge, Cashout |
Those Who Qualify | US Citizens, Foreign Nationals, Permanent Resident Alien |
Minimum Credit Score | 620 (Lower is case-by-case) |
Points | 2%+ |
Pre-Payment Penalty | None |
nt_header_0 | Ground Up Construction |
---|---|
Project Type | 1-4 Unit Residences, Condominiums, 5+ Unit Multi Family, Mixed Use |
Loan Amount | $75,000 – $10,000,000 |
Loan To Value (LTV) | Up to 90% LTC |
Rent Coverage Ratio | Not Applicable |
Loan Term | 12-36 Months |
Interest Rate | Starting at 9.99%+ |
Rehab Financing | 100% |
Proceed Usage | Purchase, Refinance, Renovation, Bridge, |
Those Who Qualify | US Citizens, Foreign Nationals, Permanent Resident Alien |
Minimum Credit Score | 620 (Lower is case-by-case) |
Points | 2%+ |
Pre-Payment Penalty | None |
nt_header_0 | Multi Family/Mixed Use Bridge Loans |
---|---|
Project Type | Multi Family (5+), Mixed Use |
Loan Amount | $500,000 – $10,000,000 |
Loan To Value (LTV) | Up to 75% |
Rent Coverage Ratio | 1.1x |
Loan Term | 12 to 36 Months |
Interest Rate | Starting at 10.5%+ |
Rehab Financing | 100% |
Proceed Usage | Purchase, Refinance, Cashout |
Those Who Qualify | Experienced or Newbies to Real Estate |
Minimum Credit Score | 650 (Lower is case-by-case) |
Points | 2%+ |
Pre-Payment Penalty | None |
nt_header_0 | DSCR |
---|---|
Project Type | Single Family Residential, Multi-Family (2-4 Units), Condominiums, Townhomes |
Loan Amount | $50,000 – $3,000,000 |
Loan To Value (LTV) | Up to 80% |
Rent Coverage Ratio | 1.0x (No DSCR Available) |
Loan Term | 5/30, 7/30, 10/30, Fixed 30/30 |
Interest Rate | Starting at 5.5%+ |
Rehab Financing | Not Available |
Proceed Usage | Purchase, Refinance, Cashout |
Those Who Qualify | US Citizens, Foreign Nationals, Permanent Resident Alien |
Minimum Credit Score | 650 |
Points | 1.5%+ |
Pre-Payment Penalty | Options of: None, 1.0.0 or 3.0.0, 3.2.1 or 5.4.3.2.1 |
nt_header_0 | DSCR Portfolio |
---|---|
Project Type | Single Family Residential, Multi-Family (2-4 Units), Condominiums, Townhomes |
Loan Amount | $250,000 – $50,000,000 |
Loan To Value (LTV) | Up to 80% |
Rent Coverage Ratio | 1.0x |
Loan Term | 5/30, Fixed 30/30 |
Interest Rate | Starting at 5.5%+ |
Rehab Financing | Not Available |
Proceed Usage | Purchase, Refinance, Cashout |
Those Who Qualify | US Citizens, Foreign Nationals, Permanent Resident Alien |
Minimum Credit Score | 660 |
Points | 1.5%+ |
Pre-Payment Penalty | Options of: 5.5.5 or 5.5.5.5.5, 3.2.1 or 5.4.3.2.1 |