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Join Our White Label Broker Program and Lend with Confidence

Close loans with ease and under your brand, while we take care of the capital. Let us manage the financials so you can focus on building lasting relationships with borrowers through personalized loans.

Take control, build relationships, and promote your brand without the risk

By joining our White Label Broker Program, you’ll seamlessly transition from broker to lender while keeping your brand front and center in every client interaction. With us handling the funding, you can focus on what truly matters - growing your business. By tapping into our resources and support, you can present loans as your own exclusive products, boosting your brand's reputation and credibility.

Apply for our White Label Broker Program today and enjoy:

About the Program

Our White Label Broker Program makes transitioning from broker to lender seamless. You'll have the power to engage directly with borrowers, set pricing, and prevent lender interference, giving you unparalleled control so you can build strong client relationships.

We take on the funding and risk as the lender, freeing you from capital investment constraints and giving you greater control over your business, so you can focus on growing and strengthening your brand.

From comprehensive tools, exclusive branded materials, and a dedicated support team, we provide White Label Brokers with all the resources necessary to succeed.

Explore the Benefits of Our White Label Broker Program

Take Control of Pricing

With our pricing tool, you can effortlessly access competitive pricing on every loan, saving you time and reducing back-and-forth communication.

Build Your Brand

Present loans under your brand name, enhancing your visibility and credibility in the market without risking your own capital.

Improved Efficiency

Gain better control over loan files and funding processes to streamline operations and increase productivity.

Expert Support
and Resources

As part of our White Broker Program, you gain access to a suite of additional resources and support beyond just the funding process. Our experienced team of underwriters, closers, and draw department specialists are here to help streamline your process and minimize roadblocks. Join our White Label Broker Program to get access to exclusive benefits and invaluable tools waiting for you.

Experienced
Underwriting Team

A team of seasoned underwriters ensures each loan application is reviewed meticulously, guaranteeing a seamless and efficient process.

Comprehensive
Closing Support

Our experienced closing team expertly manages every detail, guaranteeing that loans breeze through to the closing table with ease.

A Dedicated Draw
Department

Get the support you need for fund disbursement during construction or reenovation, working hand in hand with our specialized draw department for precise and prompt processing.

Reliable File
Processing Backup

While you manage your files, consider our team as your trusty backup, standing ready to notify you of any required documents and help keep things moving forward smoothly.

Effortless
Closings

Experience the power of collaboration with our closing team, working hand in hand with you to bring files to closure efficiently and effectively.

Forbes

Best Hard Money
Lender 2024

Here’s What a Few of Our Partners Have to Say

Why Brokers Choose to Partner with Express Capital Financing

We offer a comprehensive suite of loan programs with competitive rates, high leverage, and personalized structures—all backed by our trusted expertise and fast funding solutions.

nt_header_0Fix & Flip Loans
Project Type1-4 Unit Residences, Condominiums, Townhomes
Loan Amount$75,000 – $5,000,000
Loan To Value (LTV)Up to 90%
Rent Coverage RatioNot Applicable
Loan Term12-36 Months
Interest RateStarting at 9.99%+
Rehab Financing100%
Proceed UsagePurchase, Refinance, Renovation, Bridge, Cashout
Those Who QualifyUS Citizens, Foreign Nationals, Permanent Resident Alien
Minimum Credit Score620 (Lower is case-by-case)
Points2%+
Pre-Payment PenaltyNone

nt_header_0Ground Up Construction
Project Type1-4 Unit Residences, Condominiums, 5+ Unit Multi Family, Mixed Use
Loan Amount$75,000 – $10,000,000
Loan To Value (LTV)Up to 90% LTC
Rent Coverage RatioNot Applicable
Loan Term12-36 Months
Interest RateStarting at 9.99%+
Rehab Financing100%
Proceed UsagePurchase, Refinance, Renovation, Bridge,
Those Who QualifyUS Citizens, Foreign Nationals, Permanent Resident Alien
Minimum Credit Score620 (Lower is case-by-case)
Points2%+
Pre-Payment PenaltyNone

nt_header_0Multi Family/Mixed Use Bridge Loans
Project TypeMulti Family (5+), Mixed Use
Loan Amount$500,000 – $10,000,000
Loan To Value (LTV)Up to 75%
Rent Coverage Ratio1.1x
Loan Term12 to 36 Months
Interest RateStarting at 10.5%+
Rehab Financing100%
Proceed UsagePurchase, Refinance, Cashout
Those Who QualifyExperienced or Newbies to Real Estate
Minimum Credit Score650 (Lower is case-by-case)
Points2%+
Pre-Payment PenaltyNone

nt_header_0DSCR
Project TypeSingle Family Residential, Multi-Family (2-4 Units), Condominiums, Townhomes
Loan Amount$50,000 – $3,000,000
Loan To Value (LTV)Up to 80%
Rent Coverage Ratio1.0x (No DSCR Available)
Loan Term5/30, 7/30, 10/30, Fixed 30/30
Interest RateStarting at 5.5%+
Rehab FinancingNot Available
Proceed UsagePurchase, Refinance, Cashout
Those Who QualifyUS Citizens, Foreign Nationals, Permanent Resident Alien
Minimum Credit Score650
Points1.5%+
Pre-Payment PenaltyOptions of: None, 1.0.0 or 3.0.0, 3.2.1 or 5.4.3.2.1

nt_header_0DSCR Portfolio
Project TypeSingle Family Residential, Multi-Family (2-4 Units), Condominiums, Townhomes
Loan Amount$250,000 – $50,000,000
Loan To Value (LTV)Up to 80%
Rent Coverage Ratio1.0x
Loan Term5/30, Fixed 30/30
Interest RateStarting at 5.5%+
Rehab FinancingNot Available
Proceed UsagePurchase, Refinance, Cashout
Those Who QualifyUS Citizens, Foreign Nationals, Permanent Resident Alien
Minimum Credit Score660
Points1.5%+
Pre-Payment PenaltyOptions of: 5.5.5 or 5.5.5.5.5, 3.2.1 or 5.4.3.2.1

As Seen In

Partner with Express Capital Financing to redefine your success as a broker

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