APPLY NOW FOR A RENTAL 360 LOAN

Please complete the application on this page or download and fill out a paper application here:

Minimum loan amount $75,000

LOAN SIZE

• $75,000 to $2,000,000

LOAN TERMS

• 5 or 7-year hybrid
• 30-year amortization, 30-year fixed

PROPERTY TYPES

• 1-4 unit attached/detached properties
• PUDs
• Condominiums

LOAN PURPOSE

• Purchase
• Rate/term refinance
• Cash-out refinance

BORROWER

• Business entity
• Credit Score: Minimum 720

MINIMUM DSCR

• 1.2 (No DSCR Option Available)

MAX LTV

• Up to 65% for purchase and rate/term refinance
• Up to 60% for cash-out refinance

INTEREST RATES

• 5.99+%

CASH-FLOW REQUIREMENTS

• Qualifying income based on property cash flows
• Closing in less then 30 days
• Must have: own a primary home, 1 investment property, or hire a property manager

LOCATIONS

• Generally urban or suburban locations in primary, secondary, or tertiary markets.

Express Capital Financing is a direct lender. We provide funding solutions and are not constrained by the limitations of traditional lending institutions, so we can meet your needs for ventures of all sizes.

APPLY NOW FOR A FIX & FLIP LOAN

Please complete the form on this page or download and fill out an application here

Minimum loan amount $75,000 – $10,000,000

• Quick closings
• Single Family, 2-4 Units, Multifamily (up to 10 units)
• Foreclosures, Auctions – Short sales are our specialty
• Construction ground-up for single family home up to 10 units
• Nationwide direct lenders
• *New Program* open line of credit for unlimited deals and financing

Best price.
Better service.

Bring us your term sheet and we’ll meet or beat the rate, terms and fees.

Lock in today’s best rates and save substantially on fees. In this rising-rate environment, you can still cut costs and get ahead. With our low underwriting costs, you won’t pay a penny more for our superior service and certainty—just show us a term sheet from our competitors and we’ll beat their rates.

At Express Capital Financing we are direct lenders that have extensive experience with providing funding for acquisition & Rehab projects as well as Bridge financing. Our loan program allows for flexibility and quick access to capital that is in line with our swift underwriting procedures. We lend on loan sizes up to $10,000,000 on a 1 to 2 year short-term loans.