${{loan_amount | number: 2}}
${{down_payment | number: 2}}
${{annual_payment_needs | number: 2}}
${{monthly_payment_needs | number: 2}}
Includes principal & interest, taxes, insurance, and any HOA fee.
${{organization_fee | number: 2}}
${{total_closing_cost | number: 2}}
${{cash_for_closing | number: 2}}
${{price_per_unit | number: 2}}
${{gross_rental_income | number: 2}}
${{anual_gross_rental_income | number: 2}}
Total income produced by the property.
${{operating_exp | number: 2}}
${{net_operating_income | number: 2}}
${{vacancy_deducation | number: 2}}
${{total_maintenance | number: 2}}
${{total_hoa | number: 2}}
${{cash_flow | number: 2}}
Annual cash flow after all expenses and mortgage are paid.
{{(net_operating_income/value_price*100) | number: 2}}%
Cap rate, or capitalization rate, is a metric that divides your net operating income (not including your mortgage), by the purchase price or property value. It is most useful in comparing multifamily properties.
{{(cash_flow/cash_for_closing*100) | number: 2}}%
Cash on cash return is a metric that divides your pre-tax cash flow by the total cash invested in the deal. This is a key metric for most investors.
{{(gross_rental_income/pitia) | number: 2}}
DSCR calculates the ratio of rental income to your mortgage payment. Ideally, you'll have a DSCR of 1.2 or higher. Express Capital Financing can finance rental properties at DSCR's lower than 1.2.
${{pitia | number: 2}}
